We all know we should back up our files and many of us probably do. But accidents happen. Perhaps you’re working on a Word document, you accidentally save it to a file name that already exists and then delete the other one. Except you’ve just deleted the document you’ve been working on. Groan. This and other accidents happen. It’s frustrating to say the least. You might have spent hours, or even days working on the document or creating a video file.

US credit monitoring company Equifax, which was hit by the mother of all hacks recently when it lost the personal details of 143 million people, said up to 400,000 UK citizens may have been affected by the breach.

The enormous Equifax breach has grave implications with millions of people potentially exposed to identity theft and fraud. The company is not doing itself any favours by remaining tight-lipped about UK and Canadian citizens that are affected. We’ve put together a detailed look at the breach, outlined the implications and importantly provided advice on the steps you can take to protect yourself.